One insurance program for your whole portfolio
A typical venture fund targets 20 to 30 portfolio companies for diversification, each with its own renewal date, broker, and paperwork. Stop chasing all of them separately and enroll each new investment into one standing program.
Built for fund-level insurance administration, not a single-company quote.
Can a VC fund insure its whole portfolio under one program?
Yes. A fund-level master program lets a VC or PE fund enroll each portfolio company individually while keeping consistent terms, one renewal calendar and centralized certificates. Coverage typically includes D&O, tech E&O, cyber and EPL. Alton Risk designs and places these master programs.
The administrative math funds are trying to escape
Every additional portfolio company on its own insurance program is another renewal date, another broker relationship, another certificate to chase.
Portfolio companies a typical venture fund targets for diversification, each a separate insurance relationship under the status quo.
GoingVC, fund-strategy guidance
Renewal calendar under a fund-level master program, versus one per portfolio company under separate policies.
Program design, Alton Risk
Typical time to enroll a newly closed investment into an existing master program, versus weeks to place a new policy from scratch.
Program design, Alton Risk
Sources: GoingVC, How to Determine Your Venture Capital Fund Size.
A program in three steps
Set it up once at the fund level, then enroll new investments as you close them.
Set up the fund-level program once, covering D&O, Tech E&O, Cyber, and EPL.
Enroll each new portfolio company as you invest, within days of closing.
Renewals and certificates stay centralized under one calendar instead of twenty.
Set up one program for the whole portfolio
One program, consistent terms across the portfolio
Five lines every portfolio company can draw on, with fund-level visibility into renewals and certificates, placed with specialist markets.
D&O
Leadership coverage for every enrolled portfolio company, on consistent terms.
Tech E&O
Claims that a portfolio company's product or service caused a customer financial harm.
Cyber Liability
Data breach and network security coverage across the portfolio.
EPL
Employment-practices coverage as each portfolio company scales its team.
Fund-Level Reporting
A single view of coverage, renewals, and certificates across every enrolled company.
Common questions from fund sponsors
Can a VC fund insure its whole portfolio under one program?
Yes. A master program lets a fund enroll each portfolio company individually while keeping consistent terms and one renewal calendar, instead of the 20 to 30 separate relationships a typical fund would otherwise manage.
Does every portfolio company need the same coverage?
No. Each company selects its own limits within the program.
How fast can a new investment get enrolled?
Typically within a few business days of closing, far faster than placing a new standalone policy.
What happens to a portfolio company's coverage after an exit?
Coverage can transition to the company's own standalone program at exit, or continue under a run-off arrangement depending on the deal structure.
What does a fund-level master program typically include?
A typical program combines D&O, tech E&O, cyber liability and EPL for each enrolled company, plus fund-level reporting across renewals and certificates.
Who designs fund-level insurance programs at Alton Risk?
Alton Risk is a commercial insurance brokerage founded in 2026 by former carrier-side underwriters. It designs and places master programs for VC and PE fund sponsors.
Built by operators, not outsiders
Alton Risk Insurance Services is a commercial insurance brokerage for companies building the future. It was founded in 2026 by Sophia Zaller, and the carrier-side underwriting experience behind our placements is the reason we know what a market will and will not accept. Technology speeds up our work, and the judgment comes from people who have priced and placed these risks.
Also serving individual startups closing a round and pre-seed to Series B AI startups at insurevcbacked.com and insureaistartups.com.
Set up your fund's program
It takes about a minute, and a broker follows up by email.